This study investigates the effectiveness of the Tradermoni micro-credit scheme in alleviating poverty among traders in Nigeria. Launched by the Nigerian government, Tradermoni aims to provide financial support to small-scale traders, enhancing their business operations and improving their livelihoods. Employing a mixed-methods approach, the research analyzes quantitative data from surveys administered to beneficiaries, alongside qualitative interviews that provide insights into the lived experiences of participants. The findings reveal that the Tradermoni scheme significantly improves access to capital, increases business revenue, and fosters economic empowerment among traders. However, challenges such as limited awareness of the program and administrative inefficiencies hinder its full potential. This study underscores the importance of targeted interventions and policy recommendations to enhance the impact of micro-credit initiatives like Tradermoni in reducing poverty and promoting sustainable development within the trading community in Nigeria.

Tradermoni, micro-credit, poverty alleviation

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