This research paper conducts a comprehensive strategic evaluation of Free Trade Zones (FTZs) in Nigeria, with a critical examination of both their successes and challenges. FTZs have emerged as a pivotal component of Nigeria's economic development strategy, attracting investments, fostering trade, and creating employment opportunities. However, this study delves into the multifaceted factors that have contributed to both the achievements and setbacks of these zones. By analyzing the strategic implications, policy dynamics, and economic outcomes, this paper aims to provide valuable insights into Nigeria's FTZ experience and its broader implications for economic growth and development.

The article describes the essence and functions of the assessment of competition between commercial banks, the features of the organization of banking services in the interbank market. A scientific proposal and practical recommendations on improving competition in commercial banks of our republic have been developed

This article provides information on the increase in the integration and numbering of the economies of the countries of the world, as well as a significant increase in the use of the economic potential of the sectors of the economy and its effective management. Management of economic potential is required to be carried out effectively not only at the level of the country, but also at the level of enterprises. Achieving the potential that ensures the optimal development and functioning of enterprises of the modern construction industry in a regularly changing external environment is becoming one of the main problems in this direction. Increasing the level of use of economic potential allows construction enterprises to improve not only technologies, but also methods of organizing the construction process in order to gain additional competitive advantage and occupy leading positions in the market.

This article conducts a comparative analysis of the concept of a "tourist destination" by exploring its multifaceted nature across different regions. A tourist destination is defined as a place that attracts visitors due to its unique attributes and experiences. Geographical features, such as natural landscapes or urban environments, significantly influence the identity and appeal of a destination. Cultural attractions, including historical sites and festivals, contribute to its cultural fabric and visitor experiences. Infrastructure and amenities play a vital role in providing comfort and convenience to tourists. Effective marketing and promotion strategies are essential for positioning a destination in the global market. By understanding the diverse dimensions of tourist destinations, stakeholders can develop strategies to enhance their attractiveness and competitiveness.

This study examines the relationship between the balance of payments and exchange rate volatility in Nigeria. The balance of payments is a critical indicator of a country's economic health, reflecting its transactions with the rest of the world. Exchange rate volatility, on the other hand, affects international trade, investment, and overall macroeconomic stability. By conducting an empirical analysis, this research investigates the interactions between Nigeria's balance of payments and exchange rate volatility and explores the implications for the country's economic performance. The findings provide valuable insights for policymakers, businesses, and investors seeking to understand and manage the dynamics between the balance of payments and exchange rate volatility in Nigeria.

The article presents the conceptual directions of organizing and developing ecological and recreational tourism in the regions of Uzbekistan. Also, recommendations are given in the implementation of conceptual directions.

The article deals with research issues on determining the Hard skills and Soft skills of the labor potential of university graduates from the perspective of assessing academic knowledge and skills by employers and graduates themselves, innovative and competitive skills and their compliance with business needs. Possible models of education and tasks for improving available resources are proposed, with a focus on the needs of the labor market for small businesses, which need to be solved to increase demand in educational institutions with the provision of multilateral educational services.