M.K. Madaminova. “Uzbekistan’s Financial Paradox: Why Do People With Above-Average Incomes Still Live Without Savings?”. International Journal Of Management And Economics Fundamental 6, no. 02 (February 28, 2026): 73–82. Accessed March 26, 2026. https://theusajournals.com/index.php/ijmef/article/view/9444.