Abdiraxmonov O‘Tkir Po‘Latovich. “The Role of Innovative Financial Technologies in Reducing Problematic Bank Debt”. American Journal Of Social Sciences And Humanity Research 6, no. 05 (May 31, 2026): 201–208. Accessed October 1, 2026. https://theusajournals.com/index.php/ajsshr/article/view/11757.